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Money Matters

Credit card vs. ATM vs. travelers’ checks

My wife, Glenda, and I traveled in Central Europe for a month in fall 2005 and used two credit cards for purchases and services (an American Express card and a Citibank MasterCard) and one debit card for ATM cash withdrawals (a Visa card obtained from our credit union). After returning home, we compared the exchange rates we obtained when we used two cards on the same day. We did not use all three cards on the same day so don’t have a valid 3-way comparison.

On ATMs

I agree in general with many of the readers’ “Money Matters” comments in the December ’05 and January ’06 (pg. 92) issues.

Ensuring credit card usage overseas

For several years my wife, Paula, and I have used the same airline-affiliated Visa cards without incident, traveling to Malaysia, Chile, Slovakia, etc. Recently, the airline began transitioning to a MasterCard issued by a different bank than the Visa issuer. During the application process for the new MasterCard, I told a representative of the bank’s credit card operation that we would soon leave for Spain and that we intended to use our new credit cards there.

Travel to Tunisia, credit card authorization for flights

Q

STEVE, in your January ‘06 column you listed a number of airlines “that have not lost a single passenger since they were founded.” Just wondering if Aloha Airlines doesn’t consider flight attendants to be passengers. I recall the loss of one Aloha Airlines flight attendant, in flight, when the airframe came open about seven years ago. — Greg Lucas, Vancouver, WA