Rental car credit card requirement

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<p>I&#39;m getting ready to book a car rental for two weeks in Ireland. &nbsp;I will not be driving the car. &nbsp;My stepson will do the driving. &nbsp;I want to pay everything in advance, including the broad coverage CDW. &nbsp;Can anyone explain the reason the car rental agency will not let me pay with my own credit card and will not put the &quot;hold&quot; on my own credit card, but insists that the credit card used must be in the name of the driver? &nbsp;Yes, I know I can just write a check to my stepson for the amount, but I can&#39;t understand why this rule is in place if all is paid up front and liability is dispensed with by purchase of the CDW. &nbsp;The Hertz representative didn&#39;t seem to know why this policy was in place. &nbsp;I know I have to do it, but I just want to know the logic behind it!</p>