Columns

A discussion of the preexisting-condition clause. These are perhaps the most important segments of a travel insurance policy, especially for senior travelers, as seniors are reasonably likely to have some medical “condition.”
A discussion of the details of overseas medical evacuations, how to be sure that you have coverage, who provides it and what to do if you happen to need those services.
A special for seniors, a discussion of Medicare and Medicare supplementary policies, Health Maintenance Organizations (HMOs) and how to be prepared for the expenses of an overseas medical emergency.
A discussion of baggage-delay-coverage fine print and how to make sure that you present an appropriate claim.
Which travel insurance policies have made changes to make it easier to get the preexisting-condition clause waived, plus some new offerings for overseas travelers.
More details of the importance of this clause and which companies offer more or less tolerant language in their policies.
EVERY travel-health or trip-cancellation policy has this preexisting-condition disclaimer of coverage in one form or another. Most will waive this clause under certain conditions. Make sure that you understand the clause and know how to get it waived.
How common a problem is this? How can you minimize your risk?