Betty James Travel Insurance Strategy update

By Wayne Wirtanen
This item appears on page 46 of the February 2020 issue.
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For some years now, I’ve been recommending post-departure travel insurance policies, also known as zero-trip-cost policies or (as I coined it) “Betty James policies.” These policies eliminate the expensive trip-cancellation/interruption coverage but provide all of the other benefits of a full-feature policy, including overseas medical and emergency-medical-evacuation coverage as well as coverage for baggage loss, trip delay, etc.

Recently, some travel insurance companies eliminated the zero-trip-cost option.


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