Trip Interruption Insurance through a Credit Card

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<p>I just booked a trip for February 2015. &nbsp;I paid the deposit with my Chase Sapphire Perferred Visa. &nbsp;I intend to pay the remaining balance with the same card. &nbsp;This card supposedly has the benefit of trip cancellation/interruption&nbsp;coverage. &nbsp;Has anyone had the misfourtune of needing to use&nbsp;this type of benefit from a credit card? &nbsp;In the past I have purchased trip insurance from some of the well known companies, but the credit card benefit would clearly save money.</p><p>Thanks in advance for any input you wish to provide.</p>