Eye on Travel Insurance
The ins and outs of emergency medical evacuation coverage
Basics of evacuation coverage Emergency medical evacuation service is very rarely needed but can be extremely expensive. It is one of the travel emergencies usually not provided for in your “at home” health insurance coverage.
Overseas health/accident insurance — what seniors need to know
S.L. PEEK, Jr., of Starke, FL, wrote to ITN, “In the August ’97 issue, page 4, was a question concerning whether Medicare benefits would be paid overseas.
What is baggage-delay coverage? — Another look at travel insurance
Elaine Chew of Sacramento, CA, found out about baggage-delay coverage in an annoying, frustrating way. In October 1995 she transferred from a San Francisco/London flight to a connecting flight on to Frankfurt; unfortunately, her luggage did not make the connection.
Travel insurance – latest developments
Preexisting-condition clause on the way out Suddenly this year, a number of travel insurance companies have chosen to waive the onerous “preexisting medical condition” clause in their overseas health coverage and trip- cancellation policies.
Latest on preexisting-condition clause
Editor’s note: Continuing to update his information on travel medical insurance (see May ’95, pg. 46), Wayne offers the following.
Look for the preexisting-condition clause when buying travel insurance
Editor’s note: Having written several articles on travel insurance for ITN (April ’94, pg. 34; July ’94, pg.
Tour/cruise operator default
Amid a rash of tour-company failures, including a few large operators within the last few years, the traveling public came to the scary realization that there was an underappreciated hazard connected with buying a tour package.
Consider the odds when buying travel insurance
Some kind of trip insurance is purchased by a large percentage of overseas travelers, especially the over- age-55 set. The article “Overseas Travel Insurance — Magnifying the Fine Print” (April ’94, pg.
Overseas Health Assistance
Reader-recommended A travel-insurance company recommended by Robert and Miriam Bacon of Lake Worth, FL, is Amex Assurance Co. (800/541-3522 in San Diego, CA). They wrote of the company, “Their insurance is low cost; for example, $87 family coverage for one to eight days or $127 for up to 31 days.
Overseas travel insurance — magnifying the fine print
What are the most important factors to consider when choosing a travel insurance policy or considering not to buy one? (The proposed Clinton health plan is reported to provide overseas travel coverage, but don’t hold your breath.) For medical emergencies
Selecting travel health insurance — sorting out your options
There’s a basic philosophy that will keep one from being “insurance poor,” and that is this: insure youself only against losses that you can’t afford. Approaching health insurance