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travel insurance policy

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Eye on Travel Insurance » Q&A

by Wayne Wirtanen Following are some ITN readers’ letters and inquiries that I have received recently regarding travel insurance. The first came from Judie Kesson of Coronado, California: Q: “As longtime subscribers and sometime contributors, my husband, Ken, and I want to report back on our very positive experience with Divers Alert Network, or DAN (Durham, NC; 800/446-2671, ...

Eye on Travel Insurance » Why are there no travel insurance companies?

by Wayne Wirtanen, Contributing Editor Riddle time! Why are there no travel insurance companies, and when is travel insurance not travel insurance? These seemingly ridiculous questions bubbled to the surface of my research as I was looking into the issues involving a company which claimed they were selling not travel insurance but “travel protection.” In August 2006, the ...

Tips on traveling for months at a time

In the January ’06 issue, page 50, Cecilia Morrissey shared extensive advice on arranging flights around the world. Last month (Sept. ’06, pg. 37), she offered advice on other extended-travel considerations. Here, she continues. FOOD — In Europe, eating is easy. Your tour books will alert you if the water isn’t safe in a particular country ...

Eye on Travel Insurance — Consider the odds

Consider the odds when deciding whether or not to purchase travel insurance Not much help from the travel insurance people This has not been an easy article to write. Travel insurance is a complex topic. And, as usual, I submitted an early version of the article to someone in the travel insurance business to review the text ...

Eye on Travel Insurance » STA Travel, an alternative travel insurance source

STA Travel (7890 S. Hardy St., Ste. 110, Tempe, AZ 85284; phone 800/777-0112, fax 480/753-5847, or visit www.statravel.com) is primarily a student travel agency, but their modestly priced and comprehensive travel insurance policies are available to anyone. The cost of most traditional travel insurance companies’ policies are based on a percentage of the trip’s cost, typically ...

Eye on Travel Insurance » Rejected claims

Purchasers of travel insurance are frequently disappointed (and/or irate) when a claim is denied, often swearing never to use that insurance company again and writing to ITN suggesting that its readers do the same. In such cases, the policy holder usually receives a form letter from the insurance company stating, “We regret that we are unable ...

Travel insurance industry response to the South Asia tsunami

How did the travel insurance industry respond to the Asian tsunami disaster in December 2004 and how did this affect travel insurance coverages for this period and for subsequent travel? General travel insurance policy coverages Claims for medical, trip interruption, trip delay and miscellaneous coverages such as baggage loss, etc., are being accepted as a result of ...