EMV Chip & Pin Credit Card for Europe

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<p>A leisurely introduction: On Thursday 7&nbsp;May&nbsp;2014 we drove&nbsp;into&nbsp;Karlsruhe, Germany, enjoyed our picnic lunch in the castle park, and spent the rest of the day exploring this classic city on&nbsp;foot. It was fascinating, as so many European cities are.&nbsp;The next morning as we&nbsp;got back on our motorcycle&nbsp;and headed for France,&nbsp;I knew our fuel level was low. I debated whether to gas up as we passed several opportunities in the small German towns along our blissful minor-roads route which hugged&nbsp;the Rhine.&nbsp;Chose not too; gotta wait until we&#39;re below 1/4 tank.&nbsp;As we crossed&nbsp;the Rhine&nbsp;on the L 78b -to- D 87 bridge&nbsp;I figured that&nbsp;we had about 40 km left. That would get us to Haguenau where,&nbsp;if not before,&nbsp;petrol would&nbsp;be available.</p><p>&nbsp;</p><p>I&#39;d forgotten how sparse gas stations in France have become. I grew&nbsp;concerned when the few that we passed were closed. Passing Soufflenheim I decided that it was time to deal with our 1/8 tank.&nbsp;&nbsp;First two stations there were&nbsp;closed. OK, time to consult the GPS. Aha!, a Carrefour nearby. We get there&nbsp;and it&#39;s closed. What&#39;s up? This became incident #1. And we quickly learned that&nbsp;May 8 in this part of France is&nbsp;VE Day and widely observed.</p><p>&nbsp;</p><p>It&#39;s time for us to get a genuine EMV Chip &amp; Pin credit card for our upcoming two months of&nbsp;drivng&nbsp;in France. Traveling there last year, always well aware of our petrol status,&nbsp;four separate times&nbsp;we had to wait at an&nbsp;EMV-only automated pump for a sympathetic local to accept our cash for gas. (These incidents&nbsp;were&nbsp;major time sinks, but I have to admit they&nbsp;made for some great memories. And those back roads and small towns of France were&nbsp;heavenly.)</p><p>&nbsp;</p><p>Before travelling last year I thought that our US Chip card would work, but it turns out that it&#39;s&nbsp;Chip &amp; Signature, not Chip &amp; Pin.&nbsp;(Aside: Rick Steves in his article on EMV cards a while back&nbsp;downplayed&nbsp;the&nbsp;necessity of having a genuine EMV card, asserting that there always&nbsp;are&nbsp;alternatives. Bad&nbsp;advice&nbsp;imho, judging from our&nbsp;number of incidents in France. Aside from petrol, many exits that we passed on the Autoroutes were EMV-only.)</p><p>&nbsp;</p><p>Recommendations, anyone? All that matters to me is that they work. So far the two on my radar are United Nations Federal Credit Union&nbsp;and Andrews Federal Credit Union. I&#39;ll soon contact them.</p><p>&nbsp;</p><p>Thanks, Robert (and Judy)</p><p>&nbsp;</p><p>PS: How does one insert paragraph breaks in this crazy text-edit program? I wanted several.</p>

I would like to add that the automatic ticket machines at all railroad (SNCF) stations and in the Paris metro also do not take American credit cards.  

i got the Andrews card and it works fine.  The application process is a bit complicated and time-consuming, so don't leave it until the last minute.I think the State Dept. credit union also offers one, but the Andrews card just says "Andrews" on its face.  So there's no suggestion of being affiliated with State or the U.N.