Eye on Travel Insurance

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Simplifying the differences between primary- and secondary-payer policies — and why knowing them can save you from a lot of hassle
The competitive world of travel insurance just got more competitive. Two more travel insurance providers switched their medical benefits to primary-payer coverage.
Will I have a medical emergency overseas? The short answer is ‘Probably not.’
Suppose that you are midway through a European river cruise-tour and the itinerary or mode of travel has had to be changed because, for example, the water level is too high or too low to accommodate the ship. The itinerary change is not to your liking, you do not wish to remain with the group and you would like a prorated refund of the cost of the rest of the cruise.
“Am I likely to get a refund of a travel insurance premium if I cannot take the trip?” The short answer is “Probably not.”
The Betty James Travel Insurance Strategy! What is it? Briefly, it’s a strategy to get economical, high-limits, overseas medical coverage and emergency medical evacuation coverage.
by Wayne Wirtanen (Second of two parts. Go to part one.)
by Wayne Wirtanen (First of two parts. Go to part two.)

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