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Eye on Travel Insurance

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Eye on Travel Insurance » it can’t protect you everywhere

Columns, November 2009 issue
I found the following article with the above title, by Milan Korcok, editor of Travelinsurancefile.com, a Canadian website, of sufficient interest to get permission to reprint it in ITN, as follows. “Travel insurance can’t protect you everywhere in this dangerous world. You need to check out your destination — and don’t take anything for granted — ...

Emergency Medical Evacuation 101 — what overseas travelers need to know

Columns, May 2009 issue
Overseas emergency medical evacuation services, or “medevac,” are extremely rarely needed, but they can be extremely expensive and are unlikely to be provided by your at-home medical policy. These services will provide required transportation (but not the cost of medical care) for any client who experiences a serious medical emergency while at least 150 miles from home. There are usually no preexisting-condition limitations. There may be some destination limitations (strangely enough, Medex does not presently provide service from Iraq or Afghanistan). ...

Eye on Travel Insurance » Q&A

Columns, August 2007 issue
by Wayne Wirtanen Following are some ITN readers’ letters and inquiries that I have received recently regarding travel insurance. The first came from Judie Kesson of Coronado, California: Q: “As longtime subscribers and sometime contributors, my husband, Ken, and I want to report back on our very positive experience with Divers Alert Network, or DAN (Durham, NC; 800/446-2671, ...

Eye on Travel Insurance » Why are there no travel insurance companies?

Columns, April 2007 issue
by Wayne Wirtanen, Contributing Editor Riddle time! Why are there no travel insurance companies, and when is travel insurance not travel insurance? These seemingly ridiculous questions bubbled to the surface of my research as I was looking into the issues involving a company which claimed they were selling not travel insurance but “travel protection.” In August 2006, the ...

Eye on Travel Insurance — Consider the odds

Columns, August 2006 issue
Consider the odds when deciding whether or not to purchase travel insurance Not much help from the travel insurance people This has not been an easy article to write. Travel insurance is a complex topic. And, as usual, I submitted an early version of the article to someone in the travel insurance business to review the text ...

Eye on Travel Insurance » STA Travel, an alternative travel insurance source

Columns, April 2006 issue
STA Travel (7890 S. Hardy St., Ste. 110, Tempe, AZ 85284; phone 800/777-0112, fax 480/753-5847, or visit www.statravel.com) is primarily a student travel agency, but their modestly priced and comprehensive travel insurance policies are available to anyone. The cost of most traditional travel insurance companies’ policies are based on a percentage of the trip’s cost, typically ...

Eye on Travel Insurance » Rejected claims

Columns, February 2006 issue
Purchasers of travel insurance are frequently disappointed (and/or irate) when a claim is denied, often swearing never to use that insurance company again and writing to ITN suggesting that its readers do the same. In such cases, the policy holder usually receives a form letter from the insurance company stating, “We regret that we are unable ...

Eye on travel insurance »Long-term travel insurance coverage

Eye on Travel Insurance, November 2005 issue
A letter from Grace Slavsky of Eau Claire, Wisconsin, asked, “Is it possible to buy travel insurance covering trip cancellation/medical evacuation, etc., on an ANNUAL basis for us travelers who take several trips throughout the year? It would save us frequent travelers a lot of hassle. Frequent business travelers are covered. Why can’t the leisure ...